DSCR up to 8 units in Ben Lomond, CA

DSCR loan in Ben Lomond, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ben Lomond, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ben Lomond, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ben Lomond, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ben Lomond, CA real estate investors have you covered.

Investment Opportunities in Ben Lomond, CA

Benefits of DSCR Loan in Ben Lomond, California

DSCR (Debt-Service Coverage Ratio) loans offer several advantages for property investors in Ben Lomond, California. These loans provide financial flexibility by considering the property's income rather than the borrower's personal income, making it easier to qualify for larger loans and invest in more properties.

Demographically, Ben Lomond is a picturesque census-designated place in Santa Cruz County with a population of around 6,000. Known for its natural beauty, the area attracts residents looking for a peaceful community surrounded by redwood forests and close to the stunning Pacific coastline.

In terms of the housing market, Ben Lomond offers a mix of single-family homes, townhouses, and apartments. The market is competitive, with a median home price of $800,000 and a steady appreciation rate. DSCR loans can help investors take advantage of these opportunities and build a diversified real estate portfolio.

Some of the main attractions in Ben Lomond include the majestic Henry Cowell Redwoods State Park, a haven for hikers and nature lovers, as well as local wineries, farmers' markets, and boutique shops. The tight-knit community and vibrant arts scene add to the charm of this idyllic town.

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