DSCR up to 8 units in Ben Wheeler, TX

DSCR loan in Ben Wheeler, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ben Wheeler, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ben Wheeler, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ben Wheeler, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ben Wheeler, TX real estate investors have you covered.

Investment Opportunities in Ben Wheeler, TX

The Benefits of DSCR Loans in Ben Wheeler, Texas

DSCR (Debt Service Coverage Ratio) loans can be extremely beneficial for individuals in Ben Wheeler, Texas, looking to invest in real estate. These loans provide a way to finance properties while ensuring a positive cash flow. By utilizing DSCR loans, investors can secure properties without solely relying on personal income and credit.

Demographically, Ben Wheeler is a small, charming town located in Van Zandt County, Texas. It offers a tight-knit community atmosphere, perfect for families and retirees alike. The town has a population of approximately 400 residents, providing a peaceful and safe environment for those seeking a slower pace of life.

Ben Wheeler's housing market is vibrant and diverse, offering a mix of historic homes, modern developments, and picturesque rural properties. The average home value in Ben Wheeler is competitive, making it an attractive location for both first-time homebuyers and seasoned investors. With the help of DSCR loans, individuals can capitalize on the opportunities presented by the town's growing real estate market.

Some of the main attractions in Ben Wheeler include the Forge Bar & Grill, a popular local spot for delicious food and live music. Additionally, visitors can explore the town's antique shops, art galleries, and annual events like the Ben Wheeler Fall Feral Hog Festival. The town's rich history and friendly community make it a hidden gem in East Texas.

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