DSCR up to 8 units in Benjamin, TX

DSCR loan in Benjamin, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Benjamin, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Benjamin, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Benjamin, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Benjamin, TX real estate investors have you covered.

Investment Opportunities in Benjamin, TX

DSCR Loan Benefits in Benjamin, Texas

DSCR loans, or Debt-Service Coverage Ratio loans, offer various advantages to borrowers in Benjamin, Texas. These loans provide a higher likelihood of approval even for borrowers with lower credit scores, as the focus is on the property's income-generating potential rather than the borrower's credit history.

Demographics in Benjamin depict a close-knit community with a population that values a quaint lifestyle. The town offers a peaceful environment with a mix of families and retirees, creating a friendly and welcoming atmosphere for residents and visitors alike.

The housing market in Benjamin, Texas, presents opportunities for both buyers and investors. With affordable properties and a stable market, individuals can find their dream home or secure profitable investments in this growing area.

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