DSCR up to 8 units in Berry Creek, CA

DSCR loan in Berry Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Berry Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Berry Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Berry Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Berry Creek, CA real estate investors have you covered.

Investment Opportunities in Berry Creek, CA

Benefits of DSCR Loan in Berry Creek, California

DSCR loans offer numerous benefits to potential home buyers in Berry Creek, California. These loans are particularly advantageous for individuals with varying income streams or those looking to invest in rental properties. The Debt-Service Coverage Ratio (DSCR) loan considers income from the property to help qualify for financing, making it easier for borrowers to secure loans for investment properties.

Berry Creek, California, boasts a diverse population with a median age of 44. The town is known for its picturesque surroundings, offering residents a tranquil escape from city life. The community is close-knit, with a strong sense of camaraderie among its residents.

The housing market in Berry Creek is currently experiencing steady growth, with a range of housing options available to suit different preferences and budgets. The median home price is around $350,000, making it an attractive location for both first-time buyers and investors looking to capitalize on the area's potential for appreciation.

Some of the main attractions in Berry Creek include the stunning Lake Oroville, which offers a host of water activities and scenic views for residents and visitors alike. Additionally, the town is surrounded by lush forests and hiking trails, providing ample opportunities for outdoor recreation and exploration.

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