DSCR up to 8 units in Bethel Island, CA

DSCR loan in Bethel Island, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bethel Island, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bethel Island, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bethel Island, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bethel Island, CA real estate investors have you covered.

Investment Opportunities in Bethel Island, CA

Benefits of DSCR Loan in Bethel Island, California

DSCR loans in Bethel Island offer numerous benefits for property investors and homeowners. One of the key advantages is the lower risk associated with these loans, as they are backed by the property's income-generating potential rather than personal income. This makes them an attractive option for those looking to finance properties while maintaining financial stability. Additionally, DSCR loans typically have lower interest rates compared to traditional loans, leading to cost savings over the loan term.

Bethel Island, located in Contra Costa County, California, has a diverse population with a mix of families, retirees, and young professionals. The area benefits from a Mediterranean climate, with warm summers and mild winters, making it an appealing place to live year-round. The community is known for its tight-knit feel and strong sense of local pride, creating a welcoming atmosphere for residents and visitors alike.

The housing market in Bethel Island is currently experiencing a steady increase in property values, making it a promising location for real estate investment. With a range of housing options available, from waterfront homes to family-friendly neighborhoods, there is something for every buyer's preference and budget. The demand for housing in Bethel Island remains strong, driven by its natural beauty, recreational amenities, and proximity to major cities.

Some main attractions in Bethel Island include the Bethel Island Golf Club, where golf enthusiasts can enjoy a round of golf amidst scenic views of the delta. Fishing and water sports are popular activities on the delta, attracting outdoor enthusiasts and nature lovers. The community also hosts events and festivals throughout the year, showcasing local talent and celebrating the vibrant culture of the area.

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