DSCR up to 8 units in Big Bend, CA

DSCR loan in Big Bend, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Big Bend, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Big Bend, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Big Bend, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Big Bend, CA real estate investors have you covered.

Investment Opportunities in Big Bend, CA

Benefits of DSCR Loan in Big Bend, California

A Debt Service Coverage Ratio (DSCR) loan in Big Bend, California offers several benefits for borrowers. DSCR loans provide financing based on the property's income potential rather than the borrower's credit score, making them accessible to a wider range of investors. This type of loan is particularly advantageous for investors looking to purchase rental properties or commercial real estate.

In terms of demographics, Big Bend, California, is a small rural community located in Shasta County. The majority of residents are middle-aged with a mix of families and retirees. The area is known for its peaceful surroundings, friendly community, and outdoor recreational opportunities such as hiking, fishing, and boating.

The housing market in Big Bend is characterized by a mix of single-family homes, vacation rentals, and a few small apartment buildings. The market is relatively stable with moderate appreciation rates. DSCR loans can be a great option for investors looking to capitalize on the area's rental market potential and take advantage of the steady demand for rental properties.

Main attractions in Big Bend, California, include the scenic Pit River, Big Bend Hot Springs, and the nearby Lassen Volcanic National Park. Outdoor enthusiasts flock to the area for activities like camping, birdwatching, and exploring the rugged wilderness. These attractions contribute to the area's appeal for both residents and tourists alike.

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