DSCR up to 8 units in Big Pine, CA

DSCR loan in Big Pine, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Big Pine, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Big Pine, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Big Pine, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Big Pine, CA real estate investors have you covered.

Investment Opportunities in Big Pine, CA

DSCR Loan Benefits in Big Pine, California

DSCR loans offer numerous benefits for individuals and businesses in Big Pine, California. These loans ensure a steady cash flow, as the debt service coverage ratio helps in evaluating the borrower's ability to repay the loan. Moreover, DSCR loans typically offer lower interest rates, longer repayment periods, and high loan amounts, making them a favorable option for financing real estate investments and business expansions.

In terms of demographics, Big Pine, California, is a charming town with a population that values community spirit and outdoor activities. The area is characterized by a mix of families, retirees, and young professionals, creating a diverse and welcoming atmosphere for residents and visitors alike.

The housing market in Big Pine is robust, with a range of properties available for purchase or rental. The market offers diverse options, from cozy single-family homes to spacious ranch-style properties. The town's real estate prices are competitive compared to neighboring areas, making it an attractive location for first-time home buyers and investors.

Some of the main attractions in Big Pine include the stunning Sierra Nevada mountains, which offer ample opportunities for hiking, camping, and nature photography. Additionally, visitors can explore the historic Big Pine Museum or enjoy seasonal events such as the Big Pine Film Festival, showcasing local and independent cinema.

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