DSCR up to 8 units in Birds Landing, CA

DSCR loan in Birds Landing, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Birds Landing, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Birds Landing, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Birds Landing, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Birds Landing, CA real estate investors have you covered.

Investment Opportunities in Birds Landing, CA

Benefits of DSCR Loan in Birds Landing, California

Debt Service Coverage Ratio (DSCR) loans offer numerous benefits for individuals looking to finance their properties in Birds Landing, California. These loans provide favorable terms and rates, making them a reliable option for real estate investments in the area. Additionally, DSCR loans are secured by the property itself, reducing the lender's risk and potentially leading to lower down payments.

Demographically, Birds Landing is a small, picturesque community in California. With a population of around 130 residents, it offers a tranquil and tight-knit atmosphere. The town boasts a diverse population, with a mix of young families, retirees, and professionals, creating a welcoming environment for individuals of all ages.

The housing market in Birds Landing is characterized by a mix of historic properties and modern homes, providing options for various preferences and budgets. The market is stable, with steady appreciation rates over the years, making it an attractive location for both buyers and sellers. DSCR loans can help individuals capitalize on the opportunities present in the Birds Landing housing market.

Some of the main attractions in Birds Landing include the scenic Rush Ranch Open Space, offering hiking trails and wildlife viewing opportunities. Additionally, the community hosts various events and festivals throughout the year, providing residents with enriching experiences and a vibrant social scene.

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