Get Approved at The Lowest Rate
DSCR loan in Birmingham, AL is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Birmingham, AL, and many other cities throughout Texas and the US.
Buy-and-hold investors in Birmingham, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Birmingham, AL real estate investors have you covered.
DSCR (Debt-Service Coverage Ratio) loans offer numerous advantages for borrowers in Birmingham, Alabama. These loans are ideal for real estate investors as they assess the property's income-generating potential rather than relying solely on personal credit scores, making it easier to secure financing for investment properties. Birmingham, Alabama, boasts a diverse demographic mix. With a population of over 200,000, the city has a rich cultural heritage and is known for its historical significance during the Civil Rights Movement. The city's population comprises a blend of different ethnicities, creating a vibrant and inclusive community. The housing market in Birmingham, Alabama, is competitive yet affordable, making it an attractive location for real estate investment. The city offers a variety of housing options, from historic homes to modern apartments, catering to the diverse needs of residents and investors alike. Some of the main attractions in Birmingham include the Birmingham Zoo, the Birmingham Museum of Art, and the iconic Vulcan Park and Museum. Additionally, the city is home to a thriving culinary scene, lively music venues, and numerous outdoor recreational spaces, making it a vibrant and dynamic place to live and invest.
Benefits of DSCR Loan in Birmingham, Alabama
