DSCR up to 8 units in Blountsville, AL

DSCR loan in Blountsville, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Blountsville, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Blountsville, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Blountsville, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Blountsville, AL real estate investors have you covered.

Investment Opportunities in Blountsville, AL

Benefits of DSCR Loan in Blountsville, Alabama

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for those seeking financing in Blountsville, Alabama. These loans are particularly advantageous for real estate investors and property owners. One of the main benefits of a DSCR loan is that it allows borrowers to qualify based on the property's income rather than personal income, making it easier to secure financing for investment properties.

Blountsville, Alabama, is a charming town with a population that prides itself on its close-knit community and Southern hospitality. The demographics of Blountsville primarily consist of families and retirees looking for a peaceful and welcoming environment to call home. The town offers a slower pace of life compared to larger cities, making it an ideal location for those seeking a more relaxed lifestyle.

The housing market in Blountsville, Alabama, is diverse and caters to various preferences and budgets. From historic homes with Southern charm to modern developments, there is something for everyone in the real estate market. The affordability of homes in Blountsville makes it an attractive option for first-time homebuyers and investors looking to capitalize on the town's growing popularity.

While in Blountsville, visitors can explore a range of attractions that showcase the town's rich history and natural beauty. The Blountsville Historical Park offers a glimpse into the town's past, while the picturesque Rickwood Caverns State Park provides opportunities for outdoor adventures such as hiking and camping. Additionally, the annual Harvest Festival attracts visitors from near and far to celebrate the town's heritage.

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