DSCR up to 8 units in Bodega, CA

DSCR loan in Bodega, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bodega, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bodega, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bodega, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bodega, CA real estate investors have you covered.

Investment Opportunities in Bodega, CA

Benefits of DSCR Loan in Bodega, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for individuals in Bodega, California. These loans are ideal for real estate investments, providing favorable terms and rates for property financing. Borrowers benefit from lower down payments and longer amortization periods, allowing for better cash flow management.

Demographically, Bodega is a charming coastal town in Sonoma County, known for its picturesque landscapes and rich cultural heritage. The population consists of approximately 2200 residents, with a diverse mix of age groups and occupations contributing to a vibrant community atmosphere.

In terms of the housing market, Bodega offers a range of property options, including historic homes, modern developments, and stunning coastal estates. The market is stable yet competitive, with property values steadily appreciating, making it an attractive location for both investors and homeowners seeking long-term growth.

When in Bodega, visitors can explore iconic attractions such as the historic St. Teresa of Avila Church, the famous Schoolhouse, and the scenic Bodega Head coastal bluff. Nature enthusiasts can enjoy hiking along the Sonoma Coast State Park or exploring the picturesque Bodega Bay for fresh seafood and breathtaking views.

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