DSCR up to 8 units in Bonita, CA

DSCR loan in Bonita, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Bonita, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Bonita, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Bonita, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Bonita, CA real estate investors have you covered.

Investment Opportunities in Bonita, CA

DSCR Loan Benefits in Bonita, California

DSCR (Debt Service Coverage Ratio) loans in Bonita, California offer several advantages to borrowers. These loans typically have lower interest rates, longer repayment terms, and are easier to qualify for, making them a popular choice for real estate investors and property owners.

Bonita, California, a charming suburb located in San Diego County, boasts a diverse population with a strong sense of community. The area is home to a mix of young professionals, families, and retirees, creating a dynamic and vibrant atmosphere.

The housing market in Bonita is stable and offers a variety of options, from single-family homes to luxury estates. The median home price in Bonita is competitive, making it an attractive location for both first-time homebuyers and seasoned investors looking to expand their portfolio.

Some of the main attractions in Bonita include the Bonita Golf Course, Sweetwater Summit Regional Park, and the Bonita Museum and Cultural Center. With its proximity to San Diego and beautiful natural landscapes, Bonita provides residents with a high quality of life and numerous recreational opportunities.

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