DSCR up to 8 units in Boulder Creek, CA

DSCR loan in Boulder Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Boulder Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Boulder Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Boulder Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Boulder Creek, CA real estate investors have you covered.

Investment Opportunities in Boulder Creek, CA

Benefits of a DSCR Loan in Boulder Creek, California

DSCR loans in Boulder Creek, California offer numerous benefits to both borrowers and lenders. These loans are popular for real estate investments due to their Debt Service Coverage Ratio (DSCR) model, which provides a more accurate assessment of a borrower's ability to repay the loan compared to traditional loan structures.

Demographically, Boulder Creek has a population of around 4,000 residents, with a median age of 47 years. The town is known for its diverse community, with a mix of families, young professionals, and retirees creating a vibrant and welcoming atmosphere.

The housing market in Boulder Creek is characterized by a mix of single-family homes, mountain cabins, and ranch-style properties. The median home price is around $700,000, making it an attractive option for buyers looking for a more affordable alternative to neighboring areas.

Main attractions in Boulder Creek include the Big Basin Redwoods State Park, a popular destination for hiking and camping, and the San Lorenzo River, which offers opportunities for fishing and kayaking. The town also hosts annual events such as the Boulder Creek Art & Wine Festival, showcasing local artists and wineries.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now