DSCR up to 8 units in Brookdale, CA

DSCR loan in Brookdale, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Brookdale, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Brookdale, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Brookdale, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Brookdale, CA real estate investors have you covered.

Investment Opportunities in Brookdale, CA

Benefits of a DSCR Loan in Brookdale, California

A Debt-Service Coverage Ratio (DSCR) loan offers various benefits for individuals in Brookdale, California. One of the main advantages is the ability to secure financing based on the property's income potential rather than personal income. This can be particularly beneficial for real estate investors and property owners looking to invest in commercial properties or multi-unit buildings.

Brookdale, California, is a charming community located in Santa Cruz County. The area is known for its picturesque surroundings, including lush forests, stunning hiking trails, and a peaceful atmosphere. The town has a diverse population, with a mix of families, retirees, and young professionals, creating a welcoming and inclusive environment.

The housing market in Brookdale offers a mix of properties, including single-family homes, ranches, and vacation rentals. With the demand for housing steadily increasing, the market has seen consistent growth in property values over the years. The availability of DSCR loans provides residents with additional financing options to purchase their dream homes or investment properties.

Some of the main attractions in Brookdale include the Big Basin Redwoods State Park, the oldest state park in California, offering visitors the chance to explore ancient redwood trees and enjoy outdoor activities. The area also features local shops, restaurants, and cultural events that showcase the town's unique charm and vibrant community spirit.

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