DSCR up to 8 units in Butte City, CA

DSCR loan in Butte City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Butte City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Butte City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Butte City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Butte City, CA real estate investors have you covered.

Investment Opportunities in Butte City, CA

Benefits of DSCR Loan in Butte City, California

Benefits:

A Debt Service Coverage Ratio (DSCR) loan in Butte City, California offers borrowers a way to finance their investment properties while ensuring they have enough rental income to cover their mortgage payments. This type of loan is beneficial for real estate investors as it provides a more accurate assessment of a property's income potential.

Demographics:

Butte City, California, a small town located in the northern part of the state, has a population of approximately X, with a median age of X years. The town is known for its diverse community and friendly atmosphere, making it an ideal place to live for families and individuals alike.

Housing Market:

The housing market in Butte City, California is currently experiencing steady growth, with an increase in property values and a low inventory of homes for sale. The demand for rental properties is high, making it a lucrative market for real estate investors looking to benefit from rental income and property appreciation.

Main Attractions:

Butte City, California offers a range of attractions for residents and visitors alike, including the scenic Butte City State Park, historic downtown area with charming shops and restaurants, and annual events that celebrate the town's rich cultural heritage.

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