DSCR up to 8 units in Calexico, CA

DSCR loan in Calexico, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Calexico, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Calexico, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Calexico, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Calexico, CA real estate investors have you covered.

Investment Opportunities in Calexico, CA

Benefits of DSCR Loan in Calexico, California

DSCR loans offer a host of benefits for property investors in Calexico, California. These loans are ideal for those looking to invest in income-producing properties as they consider the property's ability to generate income to cover the debt service. This provides investors with a financial cushion, making it a more secure investment option.

Demographically, Calexico is a vibrant city located in Imperial County, close to the US-Mexico border. Its population is diverse, with a mix of Hispanic, White, and other ethnic groups. The city's cultural richness and strong community ties make it an attractive place for both residents and visitors.

In terms of the housing market, Calexico offers a range of opportunities for property buyers. The market is relatively stable, with a mix of single-family homes, condos, and rental properties available. The median home price is affordable compared to neighboring areas, making it an appealing market for first-time buyers and investors alike.

Some of the main attractions in Calexico include the Gran Plaza Outlets, where visitors can enjoy shopping and dining. The city also boasts a vibrant arts and culture scene, with events and festivals held throughout the year. The proximity to the border also adds a unique dynamic to the city's atmosphere.

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