DSCR up to 8 units in Calliham, TX

DSCR loan in Calliham, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Calliham, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Calliham, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Calliham, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Calliham, TX real estate investors have you covered.

Investment Opportunities in Calliham, TX

Benefits of DSCR Loans in Calliham, Texas

DSCR (Debt-Service Coverage Ratio) loans offer numerous benefits for borrowers in Calliham, Texas. These loans provide a more flexible and accessible financing option, especially for income-producing properties. With DSCR loans, borrowers can leverage the property's income to qualify for the loan, rather than relying solely on personal income.

Demographics in Calliham, Texas, show a tight-knit community with a population that values rural living. The area is known for its friendly residents, strong community spirit, and a lower cost of living compared to metropolitan areas. Calliham offers a peaceful environment for those looking to escape the hustle and bustle of city life.

The housing market in Calliham, Texas, provides a range of options for buyers, from charming country homes to spacious ranch properties. With the growing popularity of rural living, the real estate market offers affordability and potential for investment. DSCR loans can help buyers secure financing for these properties, contributing to the thriving housing market in the area.

Main Attractions in Calliham, Texas:

  • Calliham Unit State Park: A scenic park offering outdoor activities such as hiking, fishing, and picnicking.
  • Devil's River State Natural Area: Known for its pristine waters and excellent kayaking and canoeing opportunities.
  • Local Festivals: Calliham hosts annual festivals celebrating its rich heritage and culture, drawing visitors from near and far.

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