DSCR up to 8 units in Cambria, CA

DSCR loan in Cambria, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cambria, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cambria, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cambria, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cambria, CA real estate investors have you covered.

Investment Opportunities in Cambria, CA

Benefits of DSCR Loan in Cambria, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages for individuals looking to invest in real estate in Cambria. These loans provide better approval chances due to the focus on property income rather than personal credit scores.

Cambria, a picturesque town nestled along the stunning California coastline, boasts a population that appreciates the peaceful coastal lifestyle. The median age in Cambria is 57 years, with a higher percentage of retirees and a strong sense of community.

The housing market in Cambria typically features a mix of charming coastal cottages and upscale homes. As of recent data, the median home value in Cambria is around $800,000, making it an attractive yet competitive market for potential buyers.

Some of the main attractions in Cambria include the famous Moonstone Beach, where visitors can enjoy scenic walks and stunning sunsets. Additionally, the town is known for its art galleries, local boutiques, and the historic Nitt Witt Ridge, a quirky architectural wonder.

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