DSCR up to 8 units in Camden, AL

DSCR loan in Camden, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Camden, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Camden, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Camden, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Camden, AL real estate investors have you covered.

Investment Opportunities in Camden, AL

Benefits of DSCR Loans in Camden, Alabama

DSCR (Debt-Service Coverage Ratio) loans offer favorable terms for real estate investors in Camden, Alabama. These loans provide a reliable way to finance investment properties, with competitive interest rates and flexible repayment options. Borrowers can leverage the rental income from the property to qualify for the loan, making it easier to secure financing for real estate ventures.

Demographics: Camden, Alabama, is a quaint town with a population of approximately 2,000 residents. The community is known for its friendly atmosphere and strong sense of community spirit. The town has a mix of both young professionals and retirees, creating a diverse and welcoming environment for all residents.

Housing Market: Camden's housing market offers a range of opportunities for investors. With affordable property prices and a steady demand for rental properties, investors can find lucrative investment options in the town. The market is stable, with steady appreciation rates, making it a favorable location for real estate investment.

Main Attractions: Camden is rich in history and natural beauty, offering attractions such as the Camden Courthouse Square, created in the early 1800s, and the stunning views along the Alabama River. Outdoor enthusiasts can enjoy activities like hiking, fishing, and boating in the nearby outdoor recreation areas.

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