DSCR up to 8 units in Canby, CA

DSCR loan in Canby, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Canby, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Canby, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Canby, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Canby, CA real estate investors have you covered.

Investment Opportunities in Canby, CA

Benefits of DSCR Loan in Canby, California

One of the primary benefits of a Debt Service Coverage Ratio (DSCR) loan in Canby, California, is the ability to secure financing for income-generating properties such as rental homes or commercial buildings. These types of loans consider the property's cash flow rather than just the borrower's credit score, making them ideal for real estate investors.

Canby, California, boasts a diverse demographic mix with a population that includes young professionals, families, and retirees. The city's strong sense of community and low crime rates make it an attractive place to live for people of all ages. With a growing economy and job market, Canby presents ample opportunities for residents to thrive.

The housing market in Canby, California, is dynamic and offers a range of options for buyers and investors. The median home price is competitive compared to neighboring areas, making it an affordable choice for those looking to purchase property. Additionally, the steady appreciation rates indicate a stable market conducive to long-term investments.

Some of the main attractions in Canby, California, include the picturesque Canby Park, where residents can enjoy outdoor activities such as hiking, picnicking, and bird-watching. The city also features charming local shops, restaurants, and cultural events that showcase the community's vibrant spirit and rich history.

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