DSCR up to 8 units in Cantua Creek, CA

DSCR loan in Cantua Creek, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cantua Creek, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cantua Creek, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cantua Creek, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cantua Creek, CA real estate investors have you covered.

Investment Opportunities in Cantua Creek, CA

Benefits of DSCR Loan in Cantua Creek, California

DSCR loans are beneficial for borrowers in Cantua Creek as they are structured to use the property’s income to qualify for the loan instead of personal income. This allows investors with multiple properties to expand their portfolios without affecting their personal debt-to-income ratios.

Demographics in Cantua Creek show a predominantly Hispanic population with a strong sense of community. The town has a rural feel with a focus on agriculture, offering a peaceful and close-knit environment for residents.

The housing market in Cantua Creek is relatively affordable compared to neighboring areas in California. With a median home price below the state average, prospective buyers can find value in investing in property in this region.

Some main attractions in Cantua Creek include the stunning landscapes of the Westside Recreation Area, offering outdoor activities like hiking and picnicking. Visitors can also explore the nearby Mendota Wildlife Area, known for its diverse bird species and tranquil surroundings.

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