DSCR up to 8 units in Canyon, CA

DSCR loan in Canyon, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Canyon, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Canyon, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Canyon, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Canyon, CA real estate investors have you covered.

Investment Opportunities in Canyon, CA

Benefits of DSCR Loan in Canyon, California

A Debt-Service Coverage Ratio (DSCR) loan is a beneficial financial tool for real estate investors in Canyon, California. This type of loan assesses the property's ability to generate income to cover the debt service payments, providing investors with a clearer picture of the property's financial viability.

Demographically, Canyon is a small unincorporated community located in the hills of the East Bay region of the San Francisco Bay Area. Known for its rural charm and close-knit community, Canyon primarily consists of single-family homes, attracting families and nature enthusiasts looking for a peaceful retreat from city life.

In terms of the housing market, Canyon offers a mix of historic homes and modern properties, with a median home value that is higher than the national average. The demand for housing in Canyon remains strong due to its scenic beauty, proximity to nature reserves, and access to top-rated schools, making it a desirable location for potential homebuyers and investors.

Main attractions in Canyon include the Redwood Regional Park, offering miles of hiking and biking trails through towering redwoods, and the Chabot Space and Science Center, a popular destination for astronomy enthusiasts and families alike.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now