DSCR up to 8 units in Capay, CA

DSCR loan in Capay, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Capay, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Capay, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Capay, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Capay, CA real estate investors have you covered.

Investment Opportunities in Capay, CA

Benefits of DSCR Loan in Capay, California

DSCR (Debt Service Coverage Ratio) loans offer numerous advantages to borrowers in Capay, California. These loans are tailored to real estate investors and provide a way to secure financing for income-producing properties while maintaining a healthy cash flow. DSCR loans typically have competitive interest rates and longer loan terms, making them an attractive option for those looking to invest in the Capay area.

Capay, California, is a diverse community with a mix of rural and suburban characteristics. The town has a rich agricultural history and is known for its almond orchards and olive groves. The demographics of Capay reflect a close-knit community with a variety of cultural backgrounds, making it a welcoming place for residents and visitors alike.

In terms of the housing market, Capay offers a range of options for homebuyers and investors. The area features a mix of single-family homes, ranch properties, and agricultural land. The real estate market in Capay is relatively stable, with property values showing steady appreciation over the years. This makes it an attractive location for those looking to invest in real estate.

Aside from its real estate offerings, Capay has several main attractions that draw visitors to the area. The Cache Creek Casino Resort is a popular destination for entertainment and gaming. Outdoor enthusiasts can enjoy hiking, fishing, and camping in the nearby Cache Creek Natural Area. Additionally, the town hosts various cultural events and festivals throughout the year, showcasing the vibrant community spirit of Capay, California.

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