DSCR up to 8 units in Capistrano Beach, CA

DSCR loan in Capistrano Beach, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Capistrano Beach, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Capistrano Beach, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Capistrano Beach, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Capistrano Beach, CA real estate investors have you covered.

Investment Opportunities in Capistrano Beach, CA

Benefits of DSCR Loans in Capistrano Beach, California

DSCR loans in Capistrano Beach offer borrowers the advantage of utilizing rental income to qualify for a loan, making it an ideal option for real estate investors looking to finance income-generating properties.

Demographics: Capistrano Beach, located in Orange County, California, is a coastal community with a population of around 7,400 residents. The area is known for its beachfront lifestyle, attracting a mix of young professionals, families, and retirees seeking a relaxed coastal living experience.

Housing Market: The housing market in Capistrano Beach is robust, with a mix of luxury beachfront properties, single-family homes, and condominiums. The median home price in the area is around $1.5 million, making it a competitive market for both buyers and sellers.

Main Attractions: Capistrano Beach offers a range of attractions, including the historic Doheny State Beach, renowned for its surfing spots and camping facilities, as well as the Capistrano Beach Park, ideal for picnics and outdoor activities. The area also boasts a variety of dining options and boutique shops along the Pacific Coast Highway.

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