DSCR up to 8 units in Capitola, CA

DSCR loan in Capitola, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Capitola, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Capitola, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Capitola, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Capitola, CA real estate investors have you covered.

Investment Opportunities in Capitola, CA

Benefits of DSCR Loan in Capitola, California

A Debt Service Coverage Ratio (DSCR) loan in Capitola, California provides borrowers with a reliable and flexible financing option for investment properties. The key benefits include lower down payment requirements, competitive interest rates, and extended loan terms, making it an attractive choice for real estate investors.

Capitola, California, is a picturesque coastal city known for its vibrant community and beautiful beaches. The demographics of Capitola reveal a diverse population, with a mix of families, young professionals, and retirees, creating a dynamic and inclusive environment.

The housing market in Capitola offers a range of residential options, from charming beachfront cottages to modern condominiums. With a steady demand for housing, property values have been appreciating, making it a desirable location for both homebuyers and investors.

Some of the main attractions in Capitola include the iconic Capitola Wharf, the scenic Capitola Beach, and the unique boutiques and restaurants in the Capitola Village. The city's laid-back atmosphere and cultural events make it a popular destination for tourists and locals alike.

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