DSCR up to 8 units in Cardiff, AL

DSCR loan in Cardiff, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cardiff, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cardiff, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cardiff, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cardiff, AL real estate investors have you covered.

Investment Opportunities in Cardiff, AL

Exploring the Benefits of DSCR Loan in Cardiff, Alabama

DSCR loans, also known as Debt Service Coverage Ratio loans, offer numerous advantages for individuals and businesses in Cardiff, Alabama. These loans provide flexible repayment options and competitive interest rates, making them an attractive financing option for real estate investments in the area.

Cardiff, Alabama, boasts a diverse demographic profile with a mix of young professionals, families, and retirees. The city's population enjoys a close-knit community feel and benefits from excellent schools, healthcare facilities, and recreational amenities, making it an ideal location for individuals seeking a balanced lifestyle.

The housing market in Cardiff, Alabama, is thriving, with a range of affordable housing options available to suit various preferences and budgets. From cozy single-family homes to modern condominiums, prospective buyers can find their dream property in this dynamic real estate market.

Some of the main attractions in Cardiff, Alabama, include the picturesque Cardiff Park, renowned for its scenic walking trails and family-friendly picnic spots. Additionally, the city is home to cultural landmarks such as the Cardiff Museum and vibrant dining and shopping districts that cater to residents and visitors alike.

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