DSCR up to 8 units in Cardiff By The Sea, CA

DSCR loan in Cardiff By The Sea, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cardiff By The Sea, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cardiff By The Sea, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cardiff By The Sea, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cardiff By The Sea, CA real estate investors have you covered.

Investment Opportunities in Cardiff By The Sea, CA

Benefits of DSCR Loans in Cardiff By The Sea, California

DSCR (Debt Service Coverage Ratio) loans provide a reliable financing option for real estate investors in Cardiff By The Sea, California. These loans ensure that the property's income can adequately cover debt service obligations, reducing financial risks and increasing investment returns.

Demographically, Cardiff By The Sea is a vibrant coastal community with a diverse population. The area attracts young professionals, families, and retirees seeking a laid-back beach lifestyle. The town also boasts a strong sense of community with excellent schools and recreational facilities.

In terms of the housing market, Cardiff By The Sea offers a mix of single-family homes, townhouses, and condominiums. The real estate market is competitive with a steady demand for homes due to the town's desirable location and amenities. Property values have shown consistent appreciation over the years.

Main attractions in Cardiff By The Sea include stunning beaches, such as Swami's and Cardiff State Beach, popular for surfing and sunbathing. The community also offers charming local shops, restaurants, and parks, perfect for leisurely strolls and outdoor activities.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now