DSCR up to 8 units in Carlsbad, TX

DSCR loan in Carlsbad, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Carlsbad, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Carlsbad, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Carlsbad, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Carlsbad, TX real estate investors have you covered.

Investment Opportunities in Carlsbad, TX

Benefits of DSCR Loan in Carlsbad, Texas

A Debt-Service Coverage Ratio (DSCR) loan in Carlsbad, Texas offers a range of benefits to borrowers. One of the main advantages is that it allows investors to finance income-producing properties without the need for personal income verification.

Carlsbad, Texas, a small town with a population of around 800, offers a close-knit community feel with a low cost of living. The town is predominantly rural, providing residents with a peaceful environment away from the hustle and bustle of city life.

When it comes to the housing market in Carlsbad, Texas, property prices are relatively affordable compared to larger cities in the state. The average home price in Carlsbad is below the national average, making it an attractive option for first-time homebuyers and investors.

While Carlsbad may be a small town, it has its fair share of attractions. From the scenic Pecos River running nearby, offering opportunities for fishing and boating, to the Carlsbad Historical Society Museum, showcasing the town's rich history, there is something for everyone to enjoy.

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