DSCR up to 8 units in Carmel Valley, CA

DSCR loan in Carmel Valley, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Carmel Valley, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Carmel Valley, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Carmel Valley, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Carmel Valley, CA real estate investors have you covered.

Investment Opportunities in Carmel Valley, CA

Benefits of DSCR Loan in Carmel Valley, California

DSCR loans in Carmel Valley offer numerous benefits to investors and developers. One key advantage is the ability to secure financing based on the property's income, rather than the borrower's personal income. This makes DSCR loans ideal for commercial real estate investments where the property's cash flow is the primary source of repayment.

Carmel Valley, California, is an affluent community known for its picturesque landscapes, excellent schools, and diverse population. The median household income is well above the national average, making it an attractive location for real estate investments. Additionally, the area boasts a high quality of life, with top-rated schools and a strong sense of community.

The housing market in Carmel Valley is competitive but offers great opportunities for investors. With a mix of luxury homes, upscale condos, and charming townhouses, there is a diverse range of properties to choose from. The market is stable and has seen steady appreciation over the years, making it a sound investment choice for those looking to capitalize on the area's growth.

Some main attractions in Carmel Valley include the stunning Garland Ranch Regional Park, known for its hiking trails and scenic views, as well as the Carmel Valley Village with its boutique shops, wine tasting rooms, and fine dining restaurants. The area's proximity to the coast also offers easy access to beautiful beaches and outdoor recreational activities.

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