DSCR up to 8 units in Castella, CA

DSCR loan in Castella, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Castella, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Castella, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Castella, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Castella, CA real estate investors have you covered.

Investment Opportunities in Castella, CA

Benefits of DSCR Loans in Castella, California

DSCR (Debt Service Coverage Ratio) loans offer various benefits for individuals in Castella, California. These loans provide a more flexible option for financing real estate investments by considering the property's income generation potential rather than the borrower's credit score.

Demographics

Castella, California, is a charming small town located in Shasta County. With a population of around 300 residents, Castella offers a tight-knit community feel amidst the picturesque natural surroundings of the Cascade Mountains.

Housing Market

The housing market in Castella presents opportunities for buyers interested in tranquil mountain living. The market consists of a mix of cozy cabins, vacation homes, and properties with vast acreage, catering to diverse preferences and budgets.

Main Attractions

Castella is known for its proximity to outdoor recreational activities. Residents and visitors can enjoy hiking trails in the Shasta-Trinity National Forest, fishing in the Sacramento River, and exploring nearby attractions such as Castle Crags State Park.

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