DSCR up to 8 units in Cathedral City, CA

DSCR loan in Cathedral City, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cathedral City, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cathedral City, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cathedral City, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cathedral City, CA real estate investors have you covered.

Investment Opportunities in Cathedral City, CA

DSCR Loan Benefits in Cathedral City, California

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for borrowers in Cathedral City, California. These loans provide greater flexibility in terms of qualifying for financing, allowing borrowers to secure loans based on property income rather than personal income.

Demographically, Cathedral City is a diverse community with a population that includes a mix of families, professionals, and retirees. The city's demographics reflect a strong sense of community and a variety of cultural influences.

In terms of the housing market, Cathedral City offers a range of opportunities for both homeowners and investors. The market is dynamic, with affordable housing options and potential for property appreciation over time, making it an attractive location for real estate investment.

Some main attractions in Cathedral City include the iconic Fountain of Life, the Mary Pickford Theatre, and the beautiful Cathedral Canyon Golf Club. These attractions provide residents and visitors with opportunities for entertainment, recreation, and relaxation.

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