DSCR up to 8 units in Cayucos, CA

DSCR loan in Cayucos, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cayucos, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cayucos, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cayucos, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cayucos, CA real estate investors have you covered.

Investment Opportunities in Cayucos, CA

DSCR Loan Benefits in Cayucos, California

DSCR loans offer numerous benefits for individuals in Cayucos, California. These loans provide a Debt Service Coverage Ratio that ensures borrowers can comfortably repay the loan, making them ideal for investment properties or commercial real estate ventures.

Demographically, Cayucos is a charming coastal town with a population that enjoys a laid-back lifestyle. The community is known for its close-knit feel and beautiful beaches, making it an attractive option for those seeking a tranquil living environment.

In terms of the housing market, Cayucos offers a diverse range of properties, from beachfront cottages to modern condos. The market is stable yet competitive, providing opportunities for both buyers and sellers to make sound investments in a sought-after location.

Some of the main attractions in Cayucos include the iconic Cayucos Pier, perfect for leisurely strolls and fishing, as well as the nearby hiking trails in the stunning Montana de Oro State Park. Additionally, the town's quaint shops and restaurants add to its appeal for residents and visitors alike.

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