DSCR up to 8 units in Cayuga, TX

DSCR loan in Cayuga, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cayuga, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cayuga, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cayuga, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cayuga, TX real estate investors have you covered.

Investment Opportunities in Cayuga, TX

Benefits of DSCR Loan in Cayuga, Texas

A Debt Service Coverage Ratio (DSCR) loan in Cayuga, Texas offers numerous benefits for potential homeowners and property investors. The primary advantage of a DSCR loan is that it allows borrowers to qualify for financing based on the property's income potential rather than personal income, making it an attractive option for individuals with fluctuating income or those looking to invest in rental properties.

Demographically, Cayuga, Texas, is a small yet vibrant community located in Henderson County. With a population of around 2000 residents, Cayuga is known for its tight-knit community feel and friendly atmosphere. The town boasts a mix of both young families and retirees, creating a diverse and welcoming environment for newcomers.

When looking at the housing market in Cayuga, Texas, one can find a range of options from cozy single-family homes to spacious ranch-style properties. The real estate market in Cayuga is relatively stable, with home prices appreciating steadily over the past few years, making it an attractive location for both first-time homebuyers and seasoned investors alike.

Some of the main attractions in Cayuga include the beautiful Lake Palestine, which offers fishing and boating opportunities for outdoor enthusiasts. Additionally, the town is home to several local parks, charming shops, and a variety of dining options, providing residents with a peaceful yet fulfilling lifestyle in the heart of East Texas.

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