DSCR up to 8 units in Cedar Bluff, AL

DSCR loan in Cedar Bluff, AL is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cedar Bluff, AL, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cedar Bluff, AL

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cedar Bluff, AL can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cedar Bluff, AL real estate investors have you covered.

Investment Opportunities in Cedar Bluff, AL

DSCR Loan Benefits in Cedar Bluff, Alabama

DSCR loans offer numerous benefits for individuals in Cedar Bluff, Alabama. These loans provide a Debt-Service Coverage Ratio that ensures borrowers can comfortably repay their debts. This ratio reassures lenders, leading to easier approval processes and potentially lower interest rates compared to traditional loans.

Cedar Bluff, Alabama, boasts a tight-knit community with a population that is predominantly middle-class families. The town's charming setting and access to outdoor activities make it an ideal place for those looking to enjoy a peaceful lifestyle in a picturesque location.

The housing market in Cedar Bluff is stable, with a mix of affordable single-family homes and waterfront properties. The town offers a range of housing options to suit different preferences and budgets, making it an attractive destination for homebuyers seeking a diverse real estate market.

Main attractions in Cedar Bluff include the beautiful Weiss Lake, known for its fishing and recreational activities. The Little River Canyon National Preserve offers stunning views and hiking trails for nature enthusiasts. Additionally, the town's rich history is reflected in sites like the Cherokee Rock Village, making it a place with both natural beauty and cultural significance.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now