DSCR up to 8 units in Centralia, TX

DSCR loan in Centralia, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Centralia, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Centralia, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Centralia, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Centralia, TX real estate investors have you covered.

Investment Opportunities in Centralia, TX

Benefits of DSCR Loan in Centralia, Texas

DSCR (Debt Service Coverage Ratio) loans offer numerous benefits for property buyers in Centralia, Texas. These loans provide favorable terms and lower down payment requirements, making them ideal for investors looking to enter the real estate market. Additionally, DSCR loans are not based on individual credit scores, but on the income-generating potential of the property, which can open up opportunities for borrowers with less than perfect credit.

Centralia, Texas, is a vibrant community with a diverse population. The city is home to a mix of young professionals, families, and retirees, creating a welcoming and inclusive environment. With a strong job market and a range of educational opportunities, Centralia attracts residents from various backgrounds and offers a high quality of life.

The housing market in Centralia is robust and shows steady growth. The city offers a range of housing options, from single-family homes to apartments, catering to different preferences and budgets. With increasing demand and a stable economy, real estate in Centralia is considered a solid investment with the potential for appreciation.

Main attractions in Centralia include the historic downtown area, known for its charming shops and restaurants. Outdoor enthusiasts can enjoy the city's parks and recreational facilities, while cultural attractions such as museums and theaters provide entertainment for residents and visitors alike.

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