DSCR up to 8 units in Ceres, CA

DSCR loan in Ceres, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Ceres, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Ceres, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Ceres, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Ceres, CA real estate investors have you covered.

Investment Opportunities in Ceres, CA

Benefits of DSCR Loan in Ceres, California

DSCR loans in Ceres, California offer numerous benefits to property investors and borrowers. These loans are structured based on the property's income, not on the borrower's credit score, allowing for easier qualification and approval processes.

Demographically, Ceres is a vibrant city located in Stanislaus County. It has a diverse population with a mix of different ethnicities, creating a rich tapestry of cultures. The city has a strong sense of community and offers a variety of amenities for residents of all ages.

In terms of the housing market, Ceres has seen steady growth in property values over the years. The real estate market is competitive, making it a lucrative location for property investments. DSCR loans can help investors take advantage of these opportunities without relying solely on their personal finances.

Some of the main attractions in Ceres include beautiful parks, recreational facilities, and historical sites. The city's proximity to natural wonders like Yosemite National Park and the Sierra Nevada mountains makes it an ideal location for outdoor enthusiasts and nature lovers.

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