DSCR up to 8 units in Charlotte, TX

DSCR loan in Charlotte, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Charlotte, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Charlotte, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Charlotte, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Charlotte, TX real estate investors have you covered.

Investment Opportunities in Charlotte, TX

Benefits of DSCR Loan in Charlotte, Texas

DSCR (Debt Service Coverage Ratio) loans in Charlotte, Texas offer numerous benefits for real estate investors. These loans provide financing based on the property's income potential rather than the borrower's credit score. This means that even those with lower credit scores can secure funding for their investments.

Demographically, Charlotte, Texas, is a vibrant community that is experiencing growth in population. With a mix of young professionals and families, the demand for rental properties is high, making it an attractive location for real estate investors looking to generate rental income.

The housing market in Charlotte, Texas, is buoyant, with a range of properties available at competitive prices. The steady appreciation in property values coupled with the high demand for rentals ensures a solid return on investment for those investing in the real estate market in the area.

Main attractions in Charlotte, Texas, include the historic downtown district, which offers a blend of boutique shops and restaurants. Outdoor enthusiasts can enjoy the nearby parks and nature trails, while cultural attractions such as museums and art galleries provide entertainment for residents and visitors alike.

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