DSCR up to 8 units in Chester, CA

DSCR loan in Chester, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Chester, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Chester, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Chester, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Chester, CA real estate investors have you covered.

Investment Opportunities in Chester, CA

Exploring DSCR Loans in Chester, California

Benefits of DSCR Loans: DSCR (Debt-Service Coverage Ratio) loans are ideal for real estate investors in Chester, California, as they consider the property's income potential rather than the borrower's credit score. This makes it easier for investors to secure financing for rental properties and commercial buildings, fostering growth and investment in the area.

Demographics: Chester, California, is a charming small town with a population of around 2,000 residents. The community is known for its friendly atmosphere and strong sense of community, making it an attractive location for families and retirees looking to settle down in a peaceful environment.

Housing Market: The housing market in Chester offers a mix of single-family homes, vacation rentals, and investment properties. With the help of DSCR loans, investors can capitalize on the affordable real estate prices in the area and benefit from steady rental income, creating a sustainable source of revenue.

Main Attractions: Chester boasts a variety of attractions, including the picturesque Lake Almanor, perfect for water activities and relaxation. The Lassen Volcanic National Park is also a short drive away, offering hiking trails and scenic views, making Chester a haven for nature lovers and outdoor enthusiasts.

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