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DSCR loan in Chico, CA is based on the property's cash flow without the borrower's income verification.
DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Chico, CA, and many other cities throughout Texas and the US.
Buy-and-hold investors in Chico, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.
If you are looking at a single-family home, condo, townhome, or multiplex, our Chico, CA real estate investors have you covered.
DSCR (Debt Service Coverage Ratio) loans in Chico, California offer numerous benefits for real estate investors. These loans are ideal for financing income-producing properties as they consider the property's income potential and not just the borrower's credit score. Demographics in Chico, California show a diverse community with a mix of students, professionals, and families. The city has a population of approximately 100,000 residents and a median household income above the national average. Chico is known for its vibrant arts scene and outdoor recreational opportunities. The housing market in Chico is thriving, with a mix of historic homes and modern developments. The city offers a range of housing options, from single-family homes to apartments and condominiums. With increasing demand and limited inventory, property values are on the rise, making it an attractive investment opportunity. Main attractions in Chico include the Bidwell Park, which is one of the largest municipal parks in the nation, offering hiking, biking, and swimming opportunities. The city is also home to the Sierra Nevada Brewing Company, a popular destination for craft beer enthusiasts. Additionally, Chico hosts various festivals, farmers markets, and cultural events throughout the year.
Benefits of DSCR Loan in Chico, California
