DSCR up to 8 units in Chowchilla, CA

DSCR loan in Chowchilla, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Chowchilla, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Chowchilla, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Chowchilla, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Chowchilla, CA real estate investors have you covered.

Investment Opportunities in Chowchilla, CA

Benefits of DSCR Loan in Chowchilla, California

DSCR (Debt Service Coverage Ratio) loans offer borrowers in Chowchilla, California, several advantages. One key benefit is that these loans are ideal for investment properties, providing the borrower with the ability to secure financing based on the property's income rather than personal income. This can be particularly advantageous for real estate investors looking to grow their portfolio without impacting their personal debt-to-income ratio.

Chowchilla, California, is a vibrant city with a diverse population. The demographics of the area include a mix of families, young professionals, and retirees. The community is known for its friendly atmosphere and strong sense of pride, making it an attractive place to live and invest in real estate.

The housing market in Chowchilla offers a range of options for buyers and investors. From single-family homes to multi-unit properties, there are opportunities to find properties that suit various budgets and preferences. The market is stable, with steady appreciation rates, making it a desirable location for those looking to establish roots in a welcoming community.

Chowchilla boasts several main attractions that add to its appeal. The city is home to beautiful parks, local eateries, and cultural venues that offer entertainment for residents and visitors alike. With easy access to outdoor activities, shopping centers, and community events, Chowchilla provides a high quality of life for its residents.

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