DSCR up to 8 units in Chula Vista, CA

DSCR loan in Chula Vista, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Chula Vista, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Chula Vista, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Chula Vista, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Chula Vista, CA real estate investors have you covered.

Investment Opportunities in Chula Vista, CA

Benefits of DSCR Loan in Chula Vista, California

DSCR loans offer significant advantages for property investors in Chula Vista. The Debt-Service Coverage Ratio ensures that the rental income from the property is sufficient to cover the mortgage payments, providing financial security and reducing the risk of default.

Demographics in Chula Vista show a diverse population with a strong sense of community. The city has a growing economy, with a focus on technology and healthcare sectors. The median household income is above the national average, making it an attractive location for real estate investment.

The housing market in Chula Vista is thriving, with a mix of new developments and established neighborhoods. Property values have been steadily increasing, offering investors the opportunity for capital appreciation. The rental market is also robust, providing a steady source of passive income for landlords.

Main Attractions in Chula Vista

Chula Vista is home to attractions like the Living Coast Discovery Center, a popular destination for nature lovers. The city also boasts beautiful beaches, parks, and recreational areas, making it an ideal place for outdoor enthusiasts.

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