DSCR up to 8 units in Cima, CA

DSCR loan in Cima, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Cima, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Cima, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Cima, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Cima, CA real estate investors have you covered.

Investment Opportunities in Cima, CA

Benefits of DSCR Loan in Cima, California

DSCR loans offer numerous benefits for individuals and businesses looking to invest in real estate in Cima, California. These loans are specifically designed to assess the property's ability to generate income to cover the mortgage payments. This means that borrowers can secure financing based on the property's revenue potential rather than their personal credit score.

Demographics: Cima, California, is a small community situated in San Bernardino County. The town has a diverse population with a mix of families, professionals, and retirees. The area enjoys a moderate climate throughout the year, making it an attractive place to live and invest.

Housing Market: The housing market in Cima offers a range of opportunities for investors and homebuyers. With the help of DSCR loans, individuals can access funding to purchase properties such as single-family homes, vacation rentals, and commercial real estate. The market is dynamic, with properties available at various price points to suit different budgets.

Main Attractions: Cima is known for its stunning natural beauty, with attractions such as the Mojave National Preserve and Kelso Dunes drawing visitors and outdoor enthusiasts. The town offers a quiet retreat from the bustling city life, making it an ideal location for those seeking a peaceful and scenic environment.

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