DSCR up to 8 units in Claremont, CA

DSCR loan in Claremont, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Claremont, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Claremont, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Claremont, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Claremont, CA real estate investors have you covered.

Investment Opportunities in Claremont, CA

Benefits of DSCR Loan in Claremont, California

A Debt Service Coverage Ratio (DSCR) loan in Claremont, California offers several benefits to potential homeowners. DSCR loans provide a way for borrowers to finance investment properties without relying solely on personal income. These loans are backed by the income the property is expected to generate, rather than the borrower's income.

Claremont, California, boasts a diverse population with a mix of students, families, and retirees. The city's demographics reflect its vibrant community, with numerous cultural events and a strong focus on education, thanks to the presence of the Claremont Colleges.

The housing market in Claremont is known for its stability and desirability. Home prices have shown a steady increase over the years, making it a sound investment opportunity. With a range of housing options from historic craftsman homes to modern townhouses, Claremont offers something for everyone.

Some main attractions in Claremont include the Rancho Santa Ana Botanic Garden, which showcases California's native plants, and the historic Padua Hills Theatre, known for its cultural performances and events. Additionally, the Claremont Village is a popular spot for shopping, dining, and exploring the city's unique charm.

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