DSCR up to 8 units in Clayton, TX

DSCR loan in Clayton, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Clayton, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Clayton, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Clayton, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Clayton, TX real estate investors have you covered.

Investment Opportunities in Clayton, TX

Benefits of a DSCR Loan in Clayton, Texas

DSCR loans offer numerous benefits for individuals in Clayton, Texas. One major advantage is the lower risk involved for lenders, making these loans more accessible to borrowers. Additionally, DSCR loans can allow for higher loan amounts and longer repayment periods, making it easier for borrowers to finance their properties.

Demographically, Clayton, Texas, is a diverse and growing community with a mix of families, young professionals, and retirees. The area boasts a strong job market, particularly in industries such as healthcare, education, and manufacturing. This demographic mix creates a vibrant and welcoming community for residents.

In terms of the housing market, Clayton, Texas, offers a variety of options for potential buyers. The market is characterized by a mix of single-family homes, townhouses, and apartments, catering to a range of preferences and budgets. With the city's steady economic growth, the housing market remains stable and attractive for both buyers and sellers.

Some of the main attractions in Clayton, Texas, include the beautiful Clayton Riverwalk, which offers scenic views and recreational opportunities for residents and visitors alike. The city is also home to several parks, shopping centers, and restaurants, providing a diverse range of entertainment options for all ages.

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