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DSCR up to 8 units in Clearlake Oaks, CA

DSCR loan in Clearlake Oaks, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Clearlake Oaks, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Clearlake Oaks, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Clearlake Oaks, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Clearlake Oaks, CA real estate investors have you covered.

Investment Opportunities in Clearlake Oaks, CA

Benefits of DSCR Loan in Clearlake Oaks, California

DSCR loans offer various benefits for investors in Clearlake Oaks, California. These loans are known for their flexibility in terms of qualifying criteria, making them accessible to a wide range of borrowers. Additionally, DSCR loans have competitive interest rates, and they allow investors to leverage their rental income for financing without relying heavily on personal income or credit history.

Demographics: Clearlake Oaks is a small, close-knit community in Lake County, California, with a population that is primarily made up of working professionals and retirees. The town boasts a diverse population, with a mix of cultural backgrounds creating a unique and welcoming atmosphere.

Housing Market: The housing market in Clearlake Oaks offers a variety of options, including single-family homes, waterfront properties, and investment opportunities. The market is stable, with steady appreciation rates making it an attractive location for real estate investors looking to capitalize on the area's growth potential.

Main Attractions: In Clearlake Oaks, residents and visitors can enjoy outdoor activities such as boating, fishing, and hiking around the picturesque Clear Lake. The town is also known for its vineyards and wineries, offering a taste of local flavors against the backdrop of stunning natural scenery.

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