DSCR up to 8 units in Coldspring, TX

DSCR loan in Coldspring, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Coldspring, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Coldspring, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Coldspring, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Coldspring, TX real estate investors have you covered.

Investment Opportunities in Coldspring, TX

Benefits of DSCR Loan in Coldspring, Texas

DSCR loans in Coldspring, Texas offer numerous benefits to potential homeowners. One of the main advantages is that these loans are based on the property’s income potential rather than the borrower’s credit score, making it ideal for self-employed individuals or those with non-traditional income sources.

Demographics: Coldspring, Texas, is a charming town located in San Jacinto County. With a population of approximately 900 residents, the community has a close-knit feel and a low crime rate, making it an attractive place to raise a family or retire peacefully.

Housing Market: The housing market in Coldspring is diverse, offering a mix of historic homes, modern developments, and rural properties. The median home price is affordable, making it an appealing option for first-time buyers or those looking to invest in real estate.

Main Attractions: Coldspring is known for its natural beauty, with attractions such as the Sam Houston National Forest and Lake Livingston nearby. Outdoor enthusiasts can enjoy hiking, fishing, and boating, while history buffs can explore the town's historic downtown district.

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