DSCR up to 8 units in Colton, CA

DSCR loan in Colton, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Colton, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Colton, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Colton, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Colton, CA real estate investors have you covered.

Investment Opportunities in Colton, CA

Benefits of DSCR Loan in Colton, California

DSCR (Debt Service Coverage Ratio) loans offer significant benefits for individuals and businesses in Colton, California. These loans provide borrowers with financial flexibility by considering the property's income potential rather than relying solely on personal income. This can increase borrowing capacity and expand investment opportunities.

Colton, California, is a diverse community with a population of approximately 54,000 residents. The city boasts a strong workforce, with a focus on healthcare, education, and manufacturing industries. The demographics show a blend of various ethnicities, making it a vibrant and inclusive place to live and work.

The housing market in Colton is experiencing steady growth, with affordable housing options available for first-time buyers and investors alike. The city's real estate market offers a mix of single-family homes, townhouses, and apartments, catering to a range of preferences and budgets.

Main attractions in Colton include the Colton Crossing, a historic railroad junction, and the nearby Reche Canyon for outdoor activities. The city's proximity to attractions like the San Bernardino National Forest and Lake Arrowhead provides residents with plenty of recreational opportunities.

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