DSCR up to 8 units in Columbia, CA

DSCR loan in Columbia, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Columbia, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Columbia, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Columbia, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Columbia, CA real estate investors have you covered.

Investment Opportunities in Columbia, CA

DSCR Loan Benefits in Columbia, California

DSCR (Debt Service Coverage Ratio) loans in Columbia, California provide borrowers with a secure financing option. These loans calculate the ratio between a property's net operating income and its debt service payments, ensuring financial stability for borrowers.

Columbia, California, a historic Gold Rush town, boasts a diverse population with a rich cultural heritage. The demographics include a mix of families, retirees, and young professionals, creating a vibrant and welcoming community.

The housing market in Columbia offers a range of options from historic homes with unique character to modern developments. The market is stable, with a steady appreciation rate, making it an attractive investment for homebuyers and investors alike.

Some of the main attractions in Columbia include the Columbia State Historic Park, where visitors can experience life in the Gold Rush era. Additionally, outdoor enthusiasts can explore nearby hiking trails, wineries, and scenic landscapes.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now