DSCR up to 8 units in Colusa, CA

DSCR loan in Colusa, CA is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Colusa, CA, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Colusa, CA

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Colusa, CA can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Colusa, CA real estate investors have you covered.

Investment Opportunities in Colusa, CA

Benefits of DSCR Loan in Colusa, California

A DSCR loan, or Debt Service Coverage Ratio loan, offers numerous benefits to potential homebuyers in Colusa, California. One of the primary advantages is that it allows borrowers to finance investment properties without relying solely on personal income. This can open up opportunities for individuals looking to invest in real estate or expand their property portfolios.

Additionally, DSCR loans are based on the property's income potential rather than the borrower's credit score alone, making it more accessible to individuals with lower credit scores. This can be especially beneficial for first-time homebuyers or those who may not qualify for traditional mortgages.

Moreover, DSCR loans typically have more flexible terms and repayment options compared to conventional loans, allowing borrowers to tailor the loan to their specific financial situations and investment goals.

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