DSCR up to 8 units in Concepcion, TX

DSCR loan in Concepcion, TX is based on the property's cash flow without the borrower's income verification.

DSCR stands for “long-term debt service coverage ratio.” These loans are for real estate investors who wish to grow their property portfolio in Concepcion, TX, and many other cities throughout Texas and the US.

Basic DSCR Loan Terms in Concepcion, TX

  • Property types: residential 1-8 units
  • Loan amounts from $75,000
  • 80% LTV purchase/75% Cashout
  • 30-year fixed or 5/7/10 ARM (I/O)
  • Rates from 6.5%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs

Buy-and-hold investors in Concepcion, TX can be assured that by working with Horizon Lending Services, we will always provide the best opportunities at the best possible rates.

If you are looking at a single-family home, condo, townhome, or multiplex, our Concepcion, TX real estate investors have you covered.

Investment Opportunities in Concepcion, TX

Benefits of DSCR Loan in Concepcion, Texas

DSCR (Debt Service Coverage Ratio) loans in Concepcion, Texas offer numerous advantages for potential homebuyers and investors. One of the main benefits is the lower interest rates compared to traditional mortgages, allowing borrowers to save money over the long term. Additionally, DSCR loans are ideal for individuals with varying income sources or those looking to invest in rental properties, as they take into account potential rental income when determining loan eligibility.

Concepcion, Texas, is a vibrant community with a diverse demographic mix. The town boasts a population of around 1,200 residents, primarily made up of working professionals, families, and retirees. The area is known for its friendly neighborhoods, strong sense of community, and access to quality schools, making it an attractive place to live for people of all ages.

The housing market in Concepcion, Texas, presents excellent opportunities for both buyers and sellers. With a median home price below the national average, prospective homeowners can find affordable housing options that suit their budget and lifestyle. The market also shows steady appreciation, making it a sound investment for those looking to build equity over time.

Some of the main attractions in Concepcion include the scenic River Walk, which offers picturesque views and recreational activities for residents and visitors alike. The town also features a variety of dining options, shopping centers, and outdoor parks, providing ample opportunities for leisure and entertainment within close proximity to residential areas.

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